Personal Loans*

Loan Products

Mortgages
At Muskegon Commerce Bank, we believe everyone should have the opportunity to own a home. That's why we offer the four ingredients you need for making the dream of home ownership come true: 1) a streamlined application process; 2) quick loan decisions, 3) highly competitive rates; and 4) a wide range of products to choose from.

Our mortgage products include:

• Construction loans
• Adjustable rate conventional loans
• Fixed rate conventional loans
• Lot loans
• Bridge loans

Contact one of our mortgage professionals to schedule an appointment.
David Christopher - (231) 733-7933
Stacy Bronsema - (231) 733-8080

Home Equity Loans and Lines of Credit
Pay off debts, build a new family room, finance an education, buy that new car you've been needing the best way to meet any of these goals may be to use the equity you've built up in your home. We offer two great ways to borrow against your home's equity to use for whatever you want.

A fixed term home equity loan can give you the peace of mind of having a fixed monthly payment and fixed interest rate over the life of the loan. That has advantages for budgeting.

A home equity line of credit gives you revolving credit that you can use whenever you want simply by writing a check for the amount you need, up to your approved credit limit. You can pay back the amount borrowed, and when you do, you can borrow again.

Plus with both loan and line, the interest you pay may be tax deductible. So, consult your tax advisor, and then put the value of your home to work for you.

Installment Loans
A Muskegon Commerce Bank personal loan can help pay for a dream vacation, college tuition, or to consolidate debt at a lower interest rate. A fixed interest rate and regular monthly payment let you know exactly what you pay each month, making it easier for you to budget. Completing an application is easy; getting the answer is fast. And if you're buying a car, truck, SUV, boat, motorcycle, or snowmobile, make sure you check with us before you buy.

Ready Cash Overdraft Protection
With Ready Cash, your checking account has a pre-approved line of credit that automatically advances to cover checks up to your approved credit limit.